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- Married forty-somethings Alex and Valery are both creatively oriented, both jazz musicians, Alex with a degree in jazz composition. They are both not living their musical dreams... to some extent. Valery is four months into her personal bankruptcy. In the meantime, she collects employment insurance while she indulges herself in those things that make her happy: taking an expensive course in expressive arts therapy seemingly solely as a self-improvement measure, and filling their small rental house with artistic little touches, which includes antiques and collectibles. Even with her bankruptcy, Valery has managed to get an overdraft protection on her bank account, which is funding her current spending. Alex, on the other hand, works full time at a $35,000 per annum income job that he hates solely in order to pay his and Valery's bills. Alex feels he can't make a living in jazz music, especially in the small town where they live. Alex has his own spending weaknesses, namely on instruments and music accessories. In addition, both Valery and Alex don't like to cook, which means eating out a lot at nice places. Because of his own money problems, Alex has entered into a consumer proposal, which would cut him off from credit. The two think they support each other emotionally, but money problems have been a source of friction because Alex is working a job he hates, while little in his current life gives him pleasure. Beyond getting them to cut their spending and raise their incomes, Gail shows them what their retirement options will be solely on a government pension, which is the route they are currently headed with no retirement savings whatsoever. Gail wants them to think outside the box to make more money working in fields that truly give them pleasure. And she shows them what it truly means to support each other, which isn't happening in a meaningful way in the state of their current relationship.