- A promiscuous heiress living in Hawaii persuades an insurance salesman to help her kill her husband to inherit all his money.
- Set in Ohau, Hawaii, Sandra is a wealthy heiress whom persuades insurance salesman, Peter, to sell her husband a $2 million life insurance policy, and then persuades Peter to kill him to get the money. The murder goes off without a hitch, but when a persistent investigator threatens to uncover the plot, Peter begins to suspect that Sandra may betray him and turns to her promiscuous teenage stepdaughter, Angie, to help turn the tables on her and Angie's boyfriend, Scott, whom is apparently in cahoots with Sandra.—Anonymous
- On a beach in Hawaii, insurance salesman Peter Winston is lying down and sunbathing. He notices an ant crawling on his leg, swats it and winces at the pain. He sits up and looks around at the beach, and his attention is drawn to a woman in a bikini, named Sandra Bevin, who is lying flat on her back. Peter gets up and walks over to her as she applies lotion to her body, filching the cap for the bottle and then offering it to her (clearing flirting with her). She takes it, puts the cap on the bottle and tells him to get lost. He protests that he's just trying to sell her some insurance. She scoffs at that, and repeats her instruction to get lost. Shrugging, he gets up and starts to walk away.
Abruptly changing her mind, Sandra sits up and tells him to come back. Peter does so, and she claims that he just needs to slow down a bit. They exchange some banter, and then she asks whether he is really an insurance salesman. He is amazed that that she actually does want to buy some insurance. She explains that she wants to buy a life insurance policy for her husband, without his knowledge. Guessing where this is going, Peter tells her that her husband will have to sign the policy, and that she will get caught, "as sure as there's ten dimes in a dollar". Sandra claims that she's not after a dollar, but a million dollars -- or half a million if she shares it with Peter. Peter explains that his company employs an investigator named Jackson, whom he's convinced will discover the truth if Sandra's husband dies shortly after getting a life insurance policy. Sandra responds by giving Peter a passionate kiss, and suggesting that they take a walk down the beach to a more isolated spot.
They do so, and Peter is shown saying something that the soundtrack doesn't pick up. They begin kissing again and drop to the beach. Lying atop her, Peter pulls open Sandra's bikini top and begins suckling at her breasts. Sandra rolls over on top of Peter, and he caresses her ass as she kisses his shoulders and then moves down his chest. She pulls down his swimming trunks, and begins to kiss his penis, eventually performing oral sex on him. Later, he is having sex with her right at the edge of the surf. He achieves climax and ejaculates on her stomach.
Later, Peter and Sandra are shown riding on a small catamaran that comes up to the shore. He tells her that if they're going to kill her husband, they have to do it according to his careful plan. Sandra agrees to this, and they seal it with a passionate kiss. Peter drives Sandra home in his car. He explains that on the policy, they need to have her husband's signature, not a forgery. They also need a witness to the signing who is friendly to him. Sandra suggests his daughter. Peter agrees to this, and Sandra gets out of the car.
Some time later, at the Bevin home, Harry Bevin is lying on an outdoor couch while Sandra plays chess with his daughter, Angie Bevin. Sandra nervously asks Harry what time it is, and he tells her. The doorbell rings, and Sandra says that she'll get it, as it's probably the new auto insurance policy. After she goes, Angie surreptitiously rubs herself between her legs. Sandra leads Peter in and introduces him as Mr. Winston to Harry. Peter explains that this new policy will be most beneficial for him, and that his wife was a great help in preparing it. Angie gets up and says that she's heading off to meet Scott. After she goes, Harry good humoredly asks how much Peter and Sandra are about to take him for with this policy, and Peter "jokingly" claims that it''ll be about a million dollars. Harry doesn't take this seriously, and asks where he should sign. Peter indicates where he should sign, on five different documents (one of which, implicitly, is the life insurance policy.) Harry does so, and Peter heads off.
He finds Angie seated in the passenger seat of his car, and asks her where she's going. She explains that she is going to see her boyfriend, Scott. Peter asks whether they can make a stop-over at his apartment, but Angie refuses, even though Peter explains that he really needs to change his suit. He has to stop at a filling station to do so, but then she has him drive to an isolated spot overlooking the ocean. He asks if this is really where she wants to be; Peter thinks his apartment would be far more comfortable. Angie explains that she only has five minutes to spare, and that the view up here is magnificent. She leads him up the hill, and then kisses him. Dropping to her knees, she opens the zipper of his pants to pull out his erection, which she caresses, kisses and licks. Angie then has him take his pants down, so that she can caress his genitalia, and begins performing oral sex on him. Peter asks her what her mother would say if she knew Angie was doing this, and she tells him that it wouldn't be any of her mother's business, before resuming oral sex. Peter undoes the straps on Angie's dress to expose her breasts so that he can caress them, and begins masturbating himself while Angie performs oral sex, eventually ejaculating in her mouth and on her face.
Through narration, Peter explains that he and Sandra agreed not to talk on the phone any more, but arrange to "casually meet" at the International Market Place at a regular time. At one such meeting, while she feeds the fishes in a pond, Sandra explains that they will have to change their plans, because Harry broke his leg and so will not be going out that afternoon. Peter tells her that they're going to wait until the time is right, and hands her the check for the insurance policy. Sandra explains that she's nervous, and Peter quotes an old Chinese proverb that doesn't really pertain to the current situation.
Some time later, Peter is seated in his office as Jackson, the insurance investigator, tries to convince him to come and work as his assistant. Peter claims that he isn't interested in being an investigator, even though it would mean more money, since he's not motivated by money. Jackson scoffs at this; everyone is motivated by money. The phone rings, and Peter answers it. It's Sandra, telling him that Harry has decided to go out on the boat later that day. After hanging up, Peter tells Jackson that he'll consider the idea, and Jackson leaves. Peter makes a note on his schedule before leaving.
Peter drives up to the large apartment building where he lives, and asks the doorman to take his car for a wash before putting it away, as he's going to bed early.
Meanwhile, Angie and Scott ride up to another building on a motorcycle. Scott tells her that they have to hurry as they lock the sauna at about five. They go into a heated indoor pool, strip nude, and begin playfully splashing each other, before they start to kiss passionately. Scott suckles at Angie's nipples before they resume kissing. He then comes up onto the edge of the pool, so that Angie kiss and careess his erection, and she starts to perform oral sex on him. He comments that she does so just like her mother, which startles her, but he persuades her to forget about it and begin having sex with him. Soon after, they are surprised by a man wearing only a towel, who asks them what they're doing. They claim to just be enjoying the warm pool, but he doesn't buy it and threatens to report them. Angie decides to "persuade" him not to do so by approaching him and reaching under his towel to careess his penis, and then pulls open his towel, and he decides to join them in the pool. He introduces himself as Tobey, and kisses Angie before she begins to perform oral sex on him while Scott does the same to her. Then she performs oral sex on Scott while Tobey has sex with her, until Tobey ejaculates on her thigh and Scott does so on her face.
At Peter's apartment building, he sneaks out and comes to an indoor parking lot. Using a rope, he descends to the ground, and makes his way to a different parking lot, where the Bevins' car is parked, and hides in its back seat. Harry (wearing a cast on his broken leg) and Sandra make their own way to the car, and Harry gets in on the passenger side, while Sandra drives. As they drive down the road, Harry opens the convertible's top. Sandra confirms that Harry told some people that he'd be gone for a few days, and Peter arises out of the back seat to strangle Harry. They drive to an isolated road, and stuff Harry's dead body in the car's trunk, after removing one of his shirts so that the one that Peter will wear will match the one that he's wearing. Sandra is very pleased with how well things are going, and asks Peter if he loves her. He offers to show her, and they drive off to another isolated location, where Sandra begins passionately kissing Peter. She is shown having sex with him, and then performs oral sex on him until he ejaculates on her face.
Later, they drive up to the docks. Peter has wrapped his leg in a phony cast and walks with a crutch. Sandra kisses him passionately again, and they head down to where the boat is moored. As Peter hops onto the boat, he sees another couple at the end of the pier, and asks if they know Harry and Sandra. Sandra confirms that they do, and tells him to kiss the back of her hand as Harry always did, so as to convince them that he's Harry. The couple watches as "Harry" casts off and starts to motor out of the harbor. Sandra walks up to them and greets them, telling them that Harry has an appointment on the other island before heading off. The couple then watches as "Harry" falls off the boat and into the water. The man tells the girl to go call for help while he goes and tries to save him. Meanwhile, Peter swims to a scuba tank and diving gear hidden under water, and swims away without being seen. The man reaches the boat, but can't find any sign of Harry except a crutch floating in the water.
Later, the couple relate the story as they saw it to the police. They confirm the identification of the person on the boat as Harry. Meanwhile, Peter swims up to a beach where he meets Sandra. They drop Harry's body on the beach. Sometime later, a helicopter flies to the beach and lands near the body.
One month later, Peter and Jackson are in a meeting with Mr. Lewis, the head of their insurance company. Jackson states that he doesn't think that Harry fell off the boat; actually, he knows for a certainty that he didn't, and that Harry as murdered. Sandra comes into the meeting, and Mr. Lewis explains that they don't believe that her husband's death was accidental, and offers her a settlement. Peter silently advises her not to take it. Sandra tells him that any further discussions will have to take place in the presence of her attorney.
Later, at Peter's apartment building, Sandra comes out of an elevator and approaches his apartment, where she hears Jackson talking to Peter. She quickly hides and watches as an inebriated Jackson comes out of the door and heads away. Sandra then goes in the apartment, angering Peter, who has told her that she's not supposed to come to his place. Sandra protests that she loves him, but that she's not sure if these troubles are pulling them together or driving them apart. They begin kissing passionately, and lie down on the bed. Peter opens her dress and begins suckling at her breasts. He then performs oral sex on her and caesses her vagina with her fingers. He continues to do so while she performs oral sex on him as well. They have sex in a number of positions, before Peter ejaculates on her face.
Angie stands beneath a tree in a graveyard. Peter approaches her, and she thanks him for meeting her. She explains that she has some concerns about Sandra; this is the graveyard where her mother was buried, and she believes that Sandra killed her mother. Peter is startled by this, and asks Angie to explain further. It comes out that Angie's mother was ill, and that Sandra was her nurse; Sandra began an affair with Harry, and Angie saw Sandra smother her mother with a pillow. Peter asks her whether she's told anyone about this, and Angie claims that she hasn't, as she's been afraid that no one would believe her; she hasn't even told Scott, as he's apparently very good friends with Sandra, and so they've broken up. She's going to move in with some other friends of hers.
At the home of those friends (Danny and Donna), Donna is doing some leg exercises while Danny lifts weights. Donna comes over and admires his musculature, and then goes down on her knees to pull down his briefs and begin caressing and kissing his penis. He tells her to stand up so that he can strip her out of her leotard, and then she goes down again to begin performing oral sex on him. He has sex with her for some time before Angie knocks on the door. Danny invites her to come in and join them. She does so, talking about wanting to move in with them for a while, caressing Donna's back, and then positions herself so that Donna can finger her vagina and perform oral sex on her. Angie strips off her clothes and kisses Donna passionately. Later, Danny uses a double-headed dildo on both Angie and Donna. Then he has sex with Donna and Angie in a variety of positions, before being masturbated to orgasm by Angie.
Later, at the office, Jackson explains to Peter that he doesn't think Harry's death was an accident or a suicide, as it's impossible for anything to have washed up on the beach where Harry's body was found, due to the current. Peter, feigning disinterest, compliments Jackson on his reasoning. Jackson has also worked out that someone else must have been on the boat, and that someone else conspired with Sandra to kill Harry. He tears up Sandra's insurance claim, explaining that he wants Sandra to sue so that he can ask her some questions. After Jackson leaves, Peter calls Sandra and tells him to meet him in a bar.
Peter is at the bar, and Sandra arrives and asks him what's the matter. He explains that Jackson knows everything, and that Jackson wants her to sue. Sandra says that she will sue. Peter tells her that if she does, Jackson will ask her all sorts of questions -- like what happened to the first Mrs. Bevin. This startles Sandra.
That night, Peter breaks into Jackson's office. He searches through the papers on Jackson's desk and in his files for any information on Sandra's conspirator, and finds a bottle of vodka in one of the drawers. Then he finds a recording that Jackson made, and listens to it, discovering that a private eye has found out that Sandra has been having an affair... with Scott! Jackson's conclusion is that Scott is Sandra's conspirator.
Peter angrily goes to Sandra's house and rings the doorbell before realizing that the door is open. He goes in and meets Sandra coming down the stairs. He confronts her with what he's found out, and accuses her of planning to betray him and run off with Scott, and guesses that Scott helped her kill Harry's first wife as well. Sandra pulls out a gun from behind a statue and threatens Peter with it. They wrestle, and Sandra is shot, dying instantly. At that very moment, Peter hears a knock on the door; Scott has come to see Sandra. Peter quickly heads out the back while Scott knocks on the door and rings the bell. Somewhere else, Peter calls the police to make an anonymous report that he's heard a gunshot at Sandra's house. Meanwhile, Scott realizes that the door is open, and heads in to the house, looking for Sandra. He finally finds her body and picks up the gun just as the police arrive. They arrest him over his protests.
Later in the final scene, Peter arrives at the airport in a taxi and heads out to get on a plane. The stewardess closes the door behind him. She then offers him a pillow, which he politely declines. The stewardess then offers a pillow to the woman seated beside him -- Angie, who also declines, since she has all she'll ever need; she kisses Peter passionately.
The End.
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