In Season 1 Episode 30, it was established that Clara Watkins 'Owned' The Pixley Bank & Trust Co. Now Mr. Guerney seems to be the Owner/Manager of the bank without an explanation as to what happened with Clara Watkins ownership of the bank, did she sell to Mr. Guerney. and if not, then all Kate Bradley had to do was contact Mrs. Watkins to let her know what was going on at her bank, but the issue is never mentioned, we now have to assume that Mr. Guerney now owns the bank.