- An injured equestrian stuntman develops a bond with his insurance agent.
- Marc Guermont used to be a very much sought after horse stuntman in films. One day unfortunately, he had a bad fall from his mount during the shooting of a historical movie. And not only has he become a paraplegic but his insurance company tries to rip him off into the bargain. Two good reasons for Marc to feel bitter and enraged. Needless to say that Marc resolutely waits for the coming of his insurance "advisor". But when the latter reports to him, the insurance man happens to be a... seductive woman, Florence Kernel.—Guy Bellinger
- Based on equestrian trainer Bernard Sachse's memoir, 'On My Four Legs'. Marc (Dupontel) is a stunt rider crippled from an accident while filming, whose case is taken on by insurance assessor Florence (De France). A simple settlement seems distant as Marc's stubborn dignity draws Florence to him, and an unlikely love affair blossoms.
- Marc Guermont (Albert Dupontel) is a horse trainer and stuntman in the Loire region of France. During a film production, an unrestrained dog scares his horse, which throws him and breaks his back, rendering him a wheelchair-using paraplegic. Florence Kernel (Cécile de France), an insurance loss adjuster, visits him at his rambling property and stables, where he lives alone, aided by Antoine. She tries to convince him to sign documents to obtain a EUR300,000 payout. He refuses, sensing his claim could be worth much more. He is correct: the loss adjusters receive a video of the accident and know he could win in a court case. On a second visit, he scares and exhilarates her driving his specially adapted truck. The ethics of Florence's employer are called into question when her boss asks her to get his signature as soon as possible, using any approach. She returns, casually dressed and tries to befriend Marc, offering him a CD of music he had been playing on the last visit. She reveals she was once a pianist, but quit after failing a crucial exam. He convinces her to ride his horse --- initially terrified, she soon loves the experience. Home with her husband and two children, she begins to experience doubts about her life and relationship, thinking fondly of Marc. Marc meanwhile tries to mount his horse using a knotted rope and upper body strength, but panics and is knocked unconscious and taken to hospital. In a dream scene, he is seen stunt-riding a white horse along a beach. He makes a recovery and mounts his horse again, with more success and an adapted saddle. Later, Marc buys an ATV from a dealership where the salesman mentions he is Florence's husband. Eventually relieved of handling Marc's insurance case by her boss, Florence pities Marc, while developing feelings for him and illegally passes him the business card of a friend, a top lawyer, who could help him. The lawyer puts Marc on course to receive a large insurance payout, but wants taped evidence of his conversations with the insurance company to strengthen her case. Marc invites Florence on a date unsuccessfully, also asking if she has taped their conversations. She eventually tries to pass him a voice-recording where she is heard to pressure him into accepting the inferior insurance deal. Marc refuses to accept it, knowing she will be fired if it is heard in court. Florence, plagued with guilt and attracted to Marc, wakes up before dusk and enters Marc's house, leaving the voice recorder. Drawn to Marc sleeping, she approaches him. He reaches for her and they kiss and (off camera) have sex, unconstrained by his paralysis. They also spend the morning together in a speedboat and by a lake in the Loire region. They are not shown together after this. Florence eventually mails the recorder directly to the lawyer, who uses it to (off camera) help secure Marc's compensation claim in court. Florence is fired for her actions, rekindles her love of classical piano (including taking an exam) and takes a job in the local public library. She is in her house with her daughter when the TV shows Marc competing in a dressage event, confident on his horse, Othello. Florence weeps openly. Marc is seen driving home from the competition with a horsebox. Cut to ending, leaving the question of their relationship unresolved.
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