Tina is in trouble after committing a deceitful act. She asks her friend Neicy for help. Neicy agrees to help her friend get enough money to pay off her debt. Neicy meets Lee at a bar and plans to use him to get the money. The two hang out for a night on the town. They begin to fall for each other thus changing the girls' plans.
Neicy (Lott) is determined to help out her troublemaker best friend (Benson) who owes big money to a bad guy. But things don't go as planned after Neicy meets Lee (Hill). The two wind up falling for each other and the plan changes drastically.