I think 4-5 is a fair score. The first thing I'd say, respectfully, is when the main character is supposed to be penniless, don't cast someone who's clearly had work done to their face. She's a decent actress don't get me wrong, but it really took me out of the film. People who have never had money don't have lip-fillers. That aside, I thought it was okay overall. Some parts were ridiculous. The script could've been better. But the premise was good. Some cliche moments will likely make your eyes roll. But if you like a thriller, and aren't expecting the next Silence of the Lambs, then this film is serviceable.